It looks like the damages from my car accident are greater than the insurance coverage of the at-fault driver. What do I do in a situation like that? Can I still collect damages?

Yes, you can still collect damages even if they are greater than the insurance coverage the at fault driver is carrying. What typically happens in situations such as that is the at fault driver’s insurer may offer to settle for the full amount of insurance available.

While that may sound like a good deal, do not immediately accept it without first consulting with an experienced car accident attorney. There may be ways to supplement the amount you may recover by accessing other insurance. An example would be getting access to under-insured motorist coverage. And if you accept the at-fault driver’s insurance without going through the proper steps, you could be risking the claims for that other insurance.