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I've heard from a number of clients recently who were in car wrecks and received scary letters from lawyers about various hospitals filing liens on the clients' property.  Sometimes the lawyers' letters tell the clients that the clients' bills have gone to collections or that the hospital will be included...

My son sustained a concussion last spring while playing baseball.  During that process, my son took a test called an IMPACT test to help diagnose the concussion and to help figure out when he had recovered sufficiently to return to normal activities. But our problem was that we didn't have...