Am I required to notify my insurance company of the fact that I was involved in an accident?

Am I required to notify my insurance company of the fact that I was involved in an accident?

Yes. One is legally responsible for dealing with one’s insurance company. It is typically a requirement in all insurance policies that insureds promptly report any car accident so the company can get the information it needs to open a claim file.

The insurance company needs one’s information in a timely manner, or one may end up with a loss of coverage for the accident.

One should make sure not to make any statements to the insurance company about who was at fault for the accident. They should just stick to the facts. It is a good idea for them to talk to a personal injury lawyer before giving the insurance company a statement or any other detailed information.